Bali (Indonesia) Residency & Visa Consultancy 2026
Second Home Visa, Golden Visa, Investor KITAS and retirement residency — settle in Bali safely with compliant, transparent, multilingual guidance.
Bali (Indonesia) is one of the most popular living and investment destinations of recent years — tropical climate, low cost of living, a strong expat community and a growing economy. But Indonesia's legal ground is full of traps for foreigners — a wrong step on property, tax or visa rules gets expensive fast. At Resida Global we take a compliant and transparent approach, design the right route for you, and manage it end to end with trusted local teams.
Routes to live in Bali (2026)
In Indonesia there is no "buy property → get residence"; residence is a separate permit (KITAS/visa). The main routes:
| Route | For whom | Key threshold |
|---|---|---|
| Second Home Visa | Affluent, passive; live without working | ~IDR 2 billion (~$130,000) state-bank deposit OR luxury property |
| Golden Visa | Investor | $350,000 (5yr) / $700,000 (10yr) deposit; via company $2.5M |
| Investor KITAS (E28A) | Entrepreneur | PT PMA + personal shares ~IDR 10 billion (~$620,000) |
| Retirement KITAS (E33F) | Age 55+ | ~$1,500–3,000/mo pension + health insurance |
| Digital Nomad (E33G) | Remote worker | $60,000/yr foreign income (1yr) — ⚠️ see tax note |
| KITAP (permanent) | Long-term | After 3–4 years of continuous KITAS |
⚠️ Citizenship note: Indonesia does not allow dual citizenship — to naturalize you must renounce your current passport. So Bali is a living/residence base, not a fast second passport.
⚠️ Legal traps — you must know these
- Nominee (property in a local's name) = now a CRIME. Holding property via an Indonesian's name is now criminal under Bali Perda 4/2026 — up to 5 years prison and IDR 1 billion fines for the foreigner, the nominee and any facilitator; the side agreement is void anyway. Villa demolitions began in 2025. We never advise it.
- "Foreign income is tax-free on a nomad visa" — NOT TRUE. Stay 183+ days (or even just hold a KITAS, per the Dec 2025 interpretation) and you become an Indonesian tax resident, taxed on worldwide income up to 35%. NPWP + return planning is required.
- Renting your villa as an individual is illegal. Short-term rental (Airbnb) needs a PT PMA + proper licence; unlicensed rentals are an active enforcement/demolition target.
Foreign property ownership: how it really works
- Hak Pakai (Right to Use): for KITAS/KITAP/Second Home holders; up to 80 years (30+20+30). Minimum value thresholds apply (~IDR 5bn house / 2bn apartment in Bali).
- Leasehold: most common for villas — notarial 25–30 year leases with extension options; no visa needed, but it's a contract right, not a title — due diligence is essential.
- PT PMA + HGB: the legal way for a foreign company to hold and rent out a villa/business (up to 80 years, a mortgageable title).
Foreigners can NEVER hold freehold (Hak Milik) land — a constitutional rule.
Tax
Indonesia applies the 183-day rule: cross it and you're taxed on worldwide income (progressive, top bracket 35%). Property purchase carries a 5% duty (BPHTB), rental income a 10% withholding, sales 2.5–20% depending on status. Tax planning before you move — especially for high earners — is critical, and we provide tailored guidance.
Cost of living in Bali (2026, one person/month)
| Item | Canggu/Seminyak (popular) | Ubud / quieter area |
|---|---|---|
| 1-bed rent (villa/apartment) | $700–1,400 | $400–800 |
| Groceries + dining | $400–650 | $300–500 |
| Scooter + transport + internet | $120–250 | $100–180 |
| Monthly total (one person) | ≈ $1,300–2,300 | ≈ $900–1,500 |
Why Resida Global?
- Compliant & transparent: we never advise grey/risky structures like nominees — only legal routes (Hak Pakai, leasehold, PT PMA).
- Multilingual: Turkish, Arabic, German, Russian — a rarely-available service in Bali for Gulf, European and Turkish investors.
- End to end: from the right visa choice to property due diligence, tax planning and settling in — all under one roof with trusted local teams.
Are you eligible for Bali? Let’s clarify which route (Second Home / Golden Visa / Investor / Retirement) fits your goals and budget in a free consultation. Message us via the WhatsApp button below and we’ll map out your personal path.
ค่าใช้จ่ายโดยประมาณ
| Second Home Visa (deposit, your own funds) | ~IDR 2bn (~$130,000) |
| Golden Visa (investment/deposit) | $350,000 (5y) / $700,000 (10y) |
| PT PMA paid-up capital (2025) | ~IDR 2.5bn (~$155,000) |
| Retirement/Nomad KITAS govt fee | ~$500–800/yr |
| Property purchase duty (BPHTB) | 5% |
ค่าใช้จ่ายเป็นเพียงค่าประมาณ อาจเปลี่ยนแปลงตามค่าธรรมเนียมและอัตราแลกเปลี่ยน
ขั้นตอนการดำเนินงาน
- 1
Free intro call + eligibility
We determine the right route based on your goal (investment/retirement/remote) and budget.
- 2
Route selection + structure
Second Home / Golden Visa / Investor / Retirement — and a PT PMA structure if needed.
- 3
Documents, apostille & sworn translation
Documents prepared to Indonesian standard.
- 4
Visa/KITAS application
Filed with a licensed local partner.
- 5
Arrival: bank, property due diligence, settling
If buying, a legal structure via Hak Pakai/leasehold/PT PMA + title checks.
- 6
Renewal + KITAP planning
Renewal and permanent residency (KITAP) roadmap for the long term.
คำถามที่พบบ่อย
What is the Second Home Visa — do I lose the money?
It grants 5–10 years of residence. Requirement: hold ~IDR 2 billion (~$130,000) in an Indonesian state bank OR own luxury property. The money is a blocked deposit but remains yours — not given to the state.
Can I just buy via a local’s name? (nominee)
No — we strongly advise against it. Under Bali Perda 4/2026 the nominee arrangement is now a crime (up to 5 years prison + IDR 1 billion fine) and the side agreement is void. Legal routes: Hak Pakai, leasehold or PT PMA.
Is my income tax-free on the digital nomad visa?
Not reliable. Staying 183+ days — or even just holding a KITAS (Dec 2025 interpretation) — can make you a tax resident, with worldwide income taxed up to 35%. Always do tax planning.
Can I own a home as a foreigner?
Freehold (Hak Milik) is banned for foreigners. But you can legally hold/rent property via Hak Pakai (right-to-use up to 80 years), leasehold (25–30 year lease) or a PT PMA company.
How long does it take?
Visa/KITAS approval is typically 4–8 weeks; the investor route with PT PMA setup ~2–4 months. Permanent residency (KITAP) needs 3–4 years of continuous KITAS.
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