Moving to Montenegro: A Step-by-Step Checklist (2026)

Moving to Montenegro is smooth when done in the right order. 1) Decide budget and region (Budva, Bay of Kotor, Tivat, Bar, Podgorica). 2) Establish the basis for residence: buy property or set up a DOO company (9% tax). 3) Apply for the residence permit (passport, basis document, address, health insurance, criminal record, proof of means — apostilled and translated). 4) Set up banking and tax number. 5) Sort daily life: health insurance, cost of living, schooling, community. 6) Handle relocation and residence registration. With the 2026 tourist-visa change, establishing residence early matters. See our Montenegro guide and company & residence service.